top of page

Professional Credit Strategist


Speak With A Credit Repair Specialist Today!!! CALL (251) 237-3700!!!

Credit Score Increased Over 100 Points


Credit help from a professional credit company. We have helped our clients to remove thousands of inaccurate, incomplete, and unverifiable accounts from their consumer credit reports. We specialize in the removal of third-party collections, charge-offs, late payments, inquiries, student loans, and much, much, more by using consumer credit laws. On average our clients begin to see results in as little as 45 days. Speak with a credit specialist today at 251-237-3700. We look forwarding with assisting you with all your credit needs.

Get started with a 1-ON-1 credit consultation and join the thousands that we've helped already.

How can I increase my credit scores?

Increasing your credit scores may not be as hard as you think. Having a low credit score is also not something you should be ashamed of. Increasing your credit scores may not be as difficult as you think but the process of repairing your credit scores will be different depending on your credit profile.


Understanding your credit score is essential in the process as it will help you determine which steps you should take to increase your credit scores along the way. The credit repair process is not just about getting items deleted from your credit reports you also have to be building credit in the credit repair process.

credit repair mobile al


Studies have shown that millions of Americans have inaccurate and incomplete data on their credit reports, resulting in lower credit scores and higher rates. Having less than perfect credit scores can cause you to pay higher deposits and have higher insurance rates. Finding and removing inaccurate information from your credit reports can help the over all health of your credit reports. You deserve an accurate credit report.

Do I Need Professional Credit Help?

Please send me more information on your program?

credit repair mobile al

To get a better understanding of our services, what we offer, and our process, schedule a discovery call to speak with a credit specialist about your situation. In this call we can determine if we are a good fit for each other and if our program is even right for you at the moment. You can schedule a Discovery Call and have a credit specialist call you back at a time that is convenient for you or if you would like to speak with a credit specialist now give us a call at (251) 237-3700.

Virtual credit consultations and one on one phone credit consultations are available upon request. Credit Consultations can help you determine if credit repair is right for you. After a credit consultation you should have a better understanding of your credit score and what you should be doing to increase your credit scores. Whether you decide to work with a credit specialist or handle the process yourself.   All credit consultations come with a detailed credit audit. Your credit reports are analyzed line by line and you are provided with a road map to help you increase your credit scores. Phone consultations last thirty minutes and are scheduled at a convenient time for you.

To get started in our credit program, simply start the enrollment process here. On the enrollment page you will enter your personal information, choose a service package, and link your credit reports.  You will need to retrieve your credit reports from our partner provider. There is a $4.99 fee to pull your credit reports when you sign up and an additional fee after 7 days for $24.99. There will be a monthly charge of $24.99 monthly to be granted access to your credit reports.

Credit monitoring through our partner provider is a requirement. With our partner provider we are able to process your files in a timely manner and detect ALL negative information on your credit reports, as they provide full credit reports with more information than other credit monitoring sites. This will allow us to get you the best credit repair results possible and increase your credit scores in a timely manner.

Our Current and Available Credit Packages can be found below...

credit repair help mobile al
credit repair mobile al
Credit Repair help mobile Alabama.png
credit repair mobile al

Enrollment fee is due at signup. Enrollment is a one-time yearly fee. Enrollment will include your personalized Audit & Analysis, Virtual Consultation, and Monthly Credit Education. You are responsible for maintaining credit monitoring through our partnered provider.

All clients are provided with monthly progress reports via email. These progress reports contain the most up to date information monthly. You are also provided with items or instructions on things you can also be working on to get better results.

Each client is assigned their very own credit strategist. You will also be provided a client portal which gives you 24/7 updates, appointment scheduling, and secure messaging. You can also schedule appointment times to speak with your credit strategist monthly.


All clients are required to upload a copy of their state identification and proof of address into the system. Clients are also expected to upload all response letters from creditors into their client portals.

credit repair mobile al
credit repair help mobile al
credit repair help mobile al
The Credit Laboratory (21).png
Don't wait your credit deserves a second chance!!!

Learn More with a Complimentary Discovery Call!!!

  • Is credit repair legal?


Yes, credit repair is legal whether it is done by you or a professional. A credit repair company is obligated to let you know that the process can be done on your own.


  • How long is the credit repair process?


The credit repair process is different for each person depending on what is reporting on your personal credit reports. Most consumers start to see results in as little as 45 days.


  • What can be deleted from my credit reports during the credit repair process?

During the credit repair process any information that is reporting incorrectly or any information that is unverifiable must be deleted from you credit reports. Any public records, such as liens, bankruptcy, child support, inquiries, personal information, late payments, charge offs, collections, and more can be removed form your credit reports. It is your right to have a fair and accurate credit report.


  • What is your credit repair process?


The Credit Laboratory’s credit repair process is designed to be stress free and easy. We review a recent copy of all three of your credit reports, then we analyze the information and provide you with an audit.  We challenge all inaccurate information with the credit bureaus and furnishers. We mail all correspondence out on your behalf.  We review your account every 30 days for changes. We help you to build credit as credit building is essential in the credit repair process.


  • Can credit repair really help to increase my credit scores?


Yes, credit repair can really increase your credit scores if it is done the correct way. The credit repair process consists of more than just getting items removed from your credit reports you also must build or rebuild your credit profile. Building your credit profile is where most of your credit score increase will come from.

  • What makes The Credit Laboratory different from any other credit repair company?


Here at The Credit Laboratory your credit goals or our credit goals. We strive to make sure you understand the credit repair process, and how the credit repair process works. We make sure you are educated during the process, and we are available to answer any questions that you may have.

  • If information is deleted from my credit reports, am I still liable for the debt?


Yes, even if an account is removed from your credit reports during the credit repair process, you may still be liable for the debt. To determine if you are still legally liable for the debt will depend on your state, the account type, and they date of your last payment.


  • Does increasing my credit score help?


Yes, repairing your credit and increasing your credit scores can change your life. When you increase you credit scores you pay less in interest rates, deposits, and even on car insurance. Your credit scores play an important role in your life and determine how many extra fees you will pay if you are able to get approved for an account. Having low credit scores can keep you from getting approved for checking accounts as well.

what our clients are saying

"Working with The Credit Laboratory has been such a blessing. They have responded to all of my questions and concerns in a timely manner and has kept me updated throughout the whole process. Very professional and responsive. Highly recommended!!!"

- K. Jemison

"The Credit Laboratory is very professional and they make sure they're there for you. They answer all your questions thoroughly and they provide accurate feedback."

- K. Smith

"I so love The Credit Laboratory. Very professional, very prompt in taking care of business. EXCELLENT in COMMUNICATING. Got our scores to increase over 40 points in a months time; HIGHLY RECOMMEND this service!!! VERY, VERY PLEASED!!!"

- K. Terrell

"Wow!!! I'm speechless of how The Credit Laboratory helped me to master this credit issue! Thanks for PUSHING me to purchasing power! In just 3 months there was a major change for me! Thanks for EVERYTHING!!!"

- S. Manning

Seen On:

credit repair help mobile al
credit repair help mobile al
credit repair mobile al
credit repair mobile al
credit repair mobile al
bottom of page