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 Credit Repair Help  (251) 237-3700


Credit Repair Company In Montgomery Alabama!!! Legally Increase Your Credit Scores Today!!! We specialize in helping consumers increase their credit by using the laws to remove inaccurate and unverifiable information from their credit reports. Credit building is also a big part of the credit repair process, and we assist all of our clients in the rebuilding process. Let us provide you with the credit help you need. The credit repair process doesn't have to be a hassle. Let our local credit specialist assist you with increasing your credit scores today.

Credit Score Increased Over 100 Points

Do you offer CREDIT HELP in 

Montgomery Alabama!!!  Yes, we offer credit help. We offer credit help for both consumers and businesses. If your are looking for personal credit repair help or assisting building your business credit let us assist you. We can help you to achieve all of credit goals through professional help or DIY help. Montgomery, Al we have helped consumers to remove negative information from their credit reports and build or rebuild their credit profiles to start getting approved the things they need the most. Montgomery Alabama we specialize in collections, charge-offs, inquiries, public records, rebuilding credit profiles, and much more. If you are currently looking for credit help call us today, we will be happy to help you achieve your credit goals.

MONTGOMERY, AL Don't wait credit help available here.


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Get credit help now in Montgomery, Alabama with 1-ON-1 credit consultation and join the hundreds that we've helped already.

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We provide credit help no matter your situation. The credit repair process is not one size fits all. If you need credit help we are available to help you along your journey. Get the credit help you need to stop getting denied for credit and start getting approved. Montgomery, Alabama credit help is only a click or call away.

Credit Help Available in Montgomery Alabama:

Access to Your Case Status and Updated Information - 24 Hours A Day / 7 Days A Week.

Custom Letters To Credit Bureaus and Furnishers Every Month That You Are Enrolled.

An Experienced Case Analyst and Case Advisor Working Personally With You throughout The Process

Personalized Dispute Options to Fit Your Exact Credit Repair Needs.  Monthly Client Updates

What our clients are saying:

"Working with The Credit Laboratory has been such a blessing. They have responded to all of my questions and concerns in a timely manner and has kept me updated throughout the whole process. Very professional and responsive. Highly recommended!!!"

- K. Jemison

"The Credit Laboratory is very professional and they make sure they're there for you. They answer all your questions thoroughly and they provide accurate feedback."

- K. Smith

"I so love The Credit Laboratory. Very professional, very prompt in taking care of business. EXCELLENT in COMMUNICATING. Got our scores to increase over 40 points in a months time; HIGHLY RECOMMEND this service!!! VERY, VERY PLEASED!!!"

- K. Terrell

"Wow!!! I'm speechless of how The Credit Laboratory helped me to master this credit issue! Thanks for PUSHING me to purchasing power! In just 3 months there was a major change for me! Thanks for EVERYTHING!!!"

- S. Manning

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 Credit Help Questions 


Is Credit Repair legal?

​Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

​Is Credit Training and Education worth my time and money?

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

​What can I expect when I enroll in Credit Repair?

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

What is your 100% Guarantee?

You are entitled to a 100% refund on all monthly payments if:
- You do not remove more than 25% of all the negatives worked on.
- You have had six months from the time you retain our services.
- You have at least four negatives on the credit report at the time of sign-up.
- You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
- You agree to send updated credit reports from the three credit bureaus to us within 5 days of receipt.
(Clients should receive updated credit reports every 15-45 days. It is the client's responsibility to make us aware if updated reports have not been received).

How long will it take to raise my score?

​Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.

Why are your credit repair results different?

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.

Will the removed items come back on my credit reports?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than seven years. This holds true except in very rare circumstances.

What items can you help me to remove and improve on my credit reports?

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans. Let The Credit Laboratory Help you along your journey, We look forward to assist you along your credit repair journey. If is our goal to ensure that your credit repair goals are meet. We pride ourself in helping consumers get an accurate and fair credit report.

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