The Credit Laboratory - Research TeamMar 68 minHOW TO HANDLE THIRD PARTY COLLECTION ACCOUNTSA third party collection is an account that is past due 120 to 180 days or more and the original creditor has given up hope of receiving...
The Credit Laboratory - Research TeamJan 193 minShould I Rent To Own My First Home?Is Renting To Own A Home A Good Option? When you purchase a home whether you decide to purchase through a mortgage company, bank, or rent...
The Credit Laboratory - Research TeamJan 82 minCredit Bureaus Under Fire Again!!! CFPB Releases Consumer Response Rates Are Officially Under 2%Equifax, Experian, and Transunion Have Continually Failed to Respond to Consumer Reporting Errors. The Consumer Financial Protection...
The Credit Laboratory - Research TeamJan 54 minAre tradelines legal or illegal?Are tradelines considered to be legal or illegal? Tradelines are not illegal. No one has been arrested to date for legally adding someone...
The Credit Laboratory - Research TeamSep 10, 20215 minIs Credit Repair Legal in AlabamaIs credit repair legal in Alabama? Yes, credit repair is legal in Alabama. If you're a resident of Alabama and have a less than perfect...
The Credit Laboratory - Research TeamJul 12, 20212 minPurchasing a home with student loans just got easierWhen applying for a FHA loan lenders have been using 1% of your total student loan debt towards your debt to income ratio if your...
The Credit Laboratory - Research TeamMar 18, 20213 minDid you know 90% of your credit score is based on how well you handle your credit cards?Did you know that 90% of credit score is affected by how responsible you are with your credit cards? If you don't have a credit card...
The Credit Laboratory - Research TeamFeb 20, 20212 minSelf Lender Has A New Secured Credit Card For Building CreditIf you have a Self Lender Credit Builder Account you may be eligible for their new secured credit card as well. Almost everyone is...
The Credit Laboratory - Research TeamFeb 11, 20212 minSave Money & Build Credit At The Same TimeHave you been getting denied for credit because you have no credit, bad credit, or rebuilding your credit? Are you just out of a...
The Credit Laboratory - Research TeamFeb 2, 20214 minIncrease Your Credit Score Without DisputingHaving a good credit score and healthy credit profile is very important into today's society. You need credit for almost everything. If...
The Credit Laboratory - Research TeamNov 26, 20202 minHow is my credit score calculated?Once you know how your credit score is calculated you're in a better position to improve your credit scores. Knowing how your credit...
The Credit Laboratory - Research TeamNov 25, 20201 minCredit Repair Services in Mobile Alabama - The Credit LaboratoryAre you searching for a professional credit restoration company in Mobile Alabama? The Credit Laboratory is a locally owned credit repair...