A third party collection is an account that is past due 120 to 180 days or more and the original creditor has given up hope of receiving...

Is Renting To Own A Home A Good Option? When you purchase a home whether you decide to purchase through a mortgage company, bank, or rent...

Equifax, Experian, and Transunion Have Continually Failed to Respond to Consumer Reporting Errors. The Consumer Financial Protection...

Are tradelines considered to be legal or illegal? Tradelines are not illegal. No one has been arrested to date for legally adding someone...

Is credit repair legal in Alabama? Yes, credit repair is legal in Alabama. If you're a resident of Alabama and have a less than perfect...

When applying for a FHA loan lenders have been using 1% of your total student loan debt towards your debt to income ratio if your...

Did you know that 90% of credit score is affected by how responsible you are with your credit cards? If you don't have a credit card...

If you have a Self Lender Credit Builder Account you may be eligible for their new secured credit card as well. Almost everyone is...

Have you been getting denied for credit because you have no credit, bad credit, or rebuilding your credit? Are you just out of a...

Having a good credit score and healthy credit profile is very important into today's society. You need credit for almost everything. If...

Once you know how your credit score is calculated you're in a better position to improve your credit scores. Knowing how your credit...

Are you searching for a professional credit restoration company in Mobile Alabama? The Credit Laboratory is a locally owned credit repair...